Representative 49.7% APR (variable). Representative Example: If you borrow £2,600.00 over 36 months at a Representative rate of 49.7% APR and an annual interest rate of 41.00% (fixed), you would pay 36 monthly installments of £126.61. The total charge for credit will be £1,957.89 and the total amount payable will be £4,557.89.

Rates from 39.9% APR to 1575% APR - we provide a no obligation quote; your APR will be based on your personal circumstances. You can choose a repayment period from 3-60 months when completing your application.

Your journey to getting accepted

Choose a loan

Choose the amount you would like to borrow. Between £100 and £10,000.

A quick and easy form

Fill out our simple form. It takes about 2 minutes and is 100% safe.

Quick payout

Once approved, cash can be credited to your account in just 15 minutes.

What are quick loans?

What are often reffered to as 'quick loans' are usually loans that can be paid out the same day as your application was submitted.

When should I apply for a quick loan?

In general lenders who pay out on the same day are often more expensive (with a higher APR than normal), almost always catering to customers looking for a poor credit or bad credit loan. Wherever possible, you should look to use savings to cover an emergency.

High-cost short-term loans or payday loans

High-cost short-term loans (HCST), often known as payday loans are, as their title suggests, loans designed to be repaid over a short term. Loans range from £100 to £1000 and are generally repaid within 6 months. These loans can be expensive and are usually high APR - they should only be considered as a last resort.

Quick loans - how much will it cost?

Applying for a loan wihen you need the cash quickly often means high interest rates. When applying for a "quick loan" be sure to do your research and make sure you have all necessary information to hand. The lender will not process your application until they have all the required documents and information - so save time and be prepared. It's also worth looking out for bank transfer costs or "fast track fees" too as some lenders will charge extra to get the loan into your account quickly.

Quick Loans Acceptance Criteria

Criteria will vary from lender to lender, but as with any loan, you need to make sure that:

  • you're a UK resident
  • you are over 18
  • have a UK bank account, a valid Debit card and
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk